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Month: April 2019

What to do when child custody arrangements change

Many parents of a child or children do not enter into a custody agreement in their separation agreement or consent order when their relationship ends.  On many such occasions due to circumstances or just inertia, one parent, usually, the mother (especially in non-married parents) ends up with physical custody of the child.  Sometimes the parents

What is Social Security Disability?

Social Security Disability Insurance (SSD) is a monthly benefit that is provided to an individual who has been determined to be disabled before retirement age and is unable to continue working.  To qualify for this benefit, an individual must have worked at a job, in which the individual paid Social Security taxes.  An individual can

What is Estate Administration

Here are a few of the types of situations that can warrant an Estate Administration matter:  1. If a loved one has passed away  2. You are named as a beneficiary in someone’s estate  3. You have been appointed as a personal representative/executor 4. You are a creditor of that individual’s estate or have been

What is Contract and Commercial Litigation

While contracts are supposed to outline expectations for all parties to the agreement clearly, disputes frequently arise about the terms of the contract or contract interpretation.  In some circumstances, a party breaches the terms of a deal, causing financial loss.  That’s where the right contract & step in to make things right. Representing industries large

What is Business Succession Planning?

Every business owner is heavily invested in the success and future of his or her business and usually, the business comprises a large portion of his or her estate, monetarily or emotionally.  How do you plan to exit your business if you die, suffer a disability or want to retire?  Do you want to ensure

What is an ABLE Account?

The “Achieving a Better Life Experience Act of 2014” created ABLE accounts.  ABLE accounts are tax-advantaged savings accounts for individuals with disabilities and their families and which are based on college 529 Plans.  They allow an individual with disabilities to open one account that is not countable as a resource when determining the individual’s eligibility

What is a Pooled Special Needs Trust?

With special needs planning, the creation of a financial tool called a Special Needs Trust (or Supplemental Needs Trust) can help improve the quality of life and the overall well-being of an individual with special needs while keeping him eligible for public benefits. A Pooled Special Needs Trust is different from a Third-Party Funded Special Needs Trust (TPF-SNT),

Two Types of Powers of Attorneys You Should Have

If you are incapacitated or incompetent as determined by a physician and cannot make your own health care decisions, who can make these decisions on your behalf (e.g., authorize medical procedures, hire/fire health care providers, get/release your medical information, place you in a health care facility, long-term facility, etc.)? Even if you’re currently healthy, it’s

The Difference Between Post and Pre-Nuptial Marital Agreements

Although premarital agreements (“prenups”) and separation agreements are common in this state, North Carolina also authorizes Post-Nuptial Agreements (“postnuptial”).  Postnuptial in Mecklenburg and Union County primarily deal with property issues and are used, for example, in situations where the parties want to separate but cannot afford to have two households and pay a mortgage. The

The Benefits of Medicare

Given the growing health care costs today, it is essential to explore benefits that may alleviate the financial burden that private health insurance can be.  Medicare, a non-means tested program, is a federal health program for individuals who are age 65 or older, certain younger individuals with disabilities, and individuals with End-Stage Renal Disease.  There
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